All is set up and doing fine.  I have them dividing the payments in half.  Sue and I sat down to do the bills last night and what a treat it was.  We pay most of the bills during the first half of the month and we still can throw some money at our new savings account.  The back half of the month will even be better.  Thanks for all you have done for us.  The turn around in our finances is sweet!  It is such a relief.  Thanks again!

Pat K.

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