The classic formulas for mortgage affordability could lead you to disaster. Here’s how to get a better handle on what you really can afford.

Most lenders will do almost anything to avoid foreclosure -- if you talk to the right people as soon as you can. Here's why and what you can do to save your home.

Dozens of area homes are heading to the auction block this month, but this time, they're not foreclosures - they're brand-new construction. And builders are looking at discounts of up to 45 percent to move the merchandise.